On the Road Again: Travel Tips for Grandparents
With summer coming, it’s the time when many Americans start thinking about summer travel plans, whether that means beach time, touring a national park, or even traveling across the ocean to experience the culture in a different country. Summer travel season is also the time when many grandparents enjoy excursions with their grandchildren. A fun […]
Disability Insurance and Your Financial Plan
It would be difficult to find a breadwinner in any family who doesn’t understand the importance of life insurance in providing protection for those dependent on their income in the event of their passing. Likewise, most of us wouldn’t even consider buying a home without properly insuring the house against disaster or mishap (and our […]
Getting Started on the Right Foot: Five “Commandments” for Your College Graduate
Daylight Savings Time has arrived once again, which must mean that spring is here. As we know, with spring comes graduation from colleges, technical schools, and other places where young people prepare to enter the world of work and career. This is also a time when many of us think of telling our soon-to-be graduates […]
Annuities 101: What Are They, and Do You Need One?
If you’re a regular reader of the financial media, you’ve probably seen headlines or pop-up ads about annuities. Sometimes, the message is that if you don’t have an annuity, you’re missing out on the greatest retirement funding idea since the invention of currency. On the other hand, the message might be that you should never […]
Guarding against Elder Financial Abuse
According to recent reports, elder financial abuse is on the rise, costing elderly Americans an estimated $36.5 billion in 2020 alone, according to statistics gathered by the National Council on Aging. Some estimates indicate that about one in three older Americans has been cheated in the past five years. An official at the Institute on […]
Your Financial Life Cycle: Tips for Your 20s, 30s, 40s, 50s, and 60s
If you’ve been watching the financial headlines lately, it’s no secret that market watchers, analysts, and others are warning about the possibility of a recession. Opinions vary from “not an absolute certainty, at least within the current year” to “it’s inevitable.” Meanwhile, everyone is watching the Fed to see if the new “tight money” policy […]
Your Grandkids’ Education and Your Retirement: Can You Fund Both?
Anyone who has ever flown commercially has heard the instruction: “In the event of a sudden fall in cabin pressure, facemasks will drop down… If you’re traveling with a minor, put your own facemask on first, and then assist the minor…” Did you ever wonder why they say that? It’s because the most important thing […]
Preparing for a Spouse’s Death: It’s More than Making a Will
The prosperous couple—we’ll call them Bill and Mary, though those aren’t their real names—thought they had done everything right. Bill had maximized his Social Security benefit by waiting until age 70 to begin receiving it; Mary was taking her spousal benefit, because it was larger than the benefit she could claim on her own. They […]
Financial Considerations for Horse People—And Those Who Want to Be
Horses have fascinated humans for thousands of years. Many of us can recall times in our lives when the dream of riding our own horse was about all we could think about. Maybe you drew pictures of horses in your spare time; maybe you read every horse-related book in your public library. Maybe you still […]
